Frequently Asked Home Buying Questions

How much do I need for a down payment on a home?
The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%.

What’s the difference between pre-qualification and pre-approval?
How does my credit score affect my mortgage rate?
What are closing costs, and how much should I expect to pay?
How long does the homebuying process usually take?
Can I buy a home if I’m self-employed or have irregular income?
What’s included in my monthly mortgage payment?

What is a 2-1 buydown, and how does it work?

Who pays for the 2-1 buydown—the buyer, the seller, or the lender?

The 5 Stages to Homeownership

1. Pre-Approval & Planning

Meet with a trusted local lender to lock in your true purchasing power and establish a comfortable budget before you start touring homes. We are happy to make an introduction to our favorite lenders. 

2. Targeted Home Search

3. Offers & Negotiations

4. Inspections to Closing

5. After closing? 

Navigating the Central Indiana Market

"Buying a home in Columbus and surrounding Bartholomew County requires a mix of speed and strategy. Because desirable properties move quickly, having an experienced local agent who understands neighborhood-level trends is your biggest advantage. Whether you are looking for a historic home near downtown Columbus, a suburban neighborhood in Franklin, or acreage out toward Nashville, our team ensures you stay one step ahead of the competition."

Your Dedicated Buyer Advisors-

 

John Wischmeier 

 

Zane Wischmeier

 

Ashton Wischmeier

 

Kimberly Wischmeier

Our mission is to offer integral real estate solutions to companies, investors, and developers, building long term relationships and respecting our values to adapt our services to the demands of each client and adapt to the dynamism of the market in order to offer the best results.

Our visions are to develop ourselves with professionalism, efficiency, commitment, ethics, and transparency. We foster teamwork and strive for excellence to ensure quality service.

We maintain leadership positions in Real Estate and Property Listing. Discover the value of working with an agent and a firm committed to helping you live the full life you deserve.

Our strength as a company comes from the strength of our leadership—an experienced and long-tenured team. With our advice & services we help clients fulfill their real estate needs!